debt-arrangement-scheme-das.csv
type: DataDownload
comment: The number of Debt Arrangement Scheme (DAS) Debt Payment Programmes approved. DAS is a statutory debt management solution administered by Accountant in Bankruptcy (AiB)
dictionary: Column
  column: DateCode
  type: text
dictionary: Column
  column: GeographyName
  type: text
dictionary: Column
  column: Value
  type: float
dictionary: Column
  column: GeographyType
  type: text
dictionary: Column
  column: Measurement
  type: text
dictionary: Column
  column: Units
  type: text
dictionary: Column
  column: GeographyCode
  type: text
description: Data file for Debt Arrangement Scheme (DAS)
encoding format: CSV

Accountant in Bankruptcy
type: Organization
contact point: ContactPoint
  contact type: customer service

Debt Arrangement Scheme (DAS)
type: Dataset
accuracy: All formal insolvency procedures entered into by an individual are required by law to be reported to the appropriate body, so the statistics should be a complete record of insolvency in Scotland at the time of publication. The numbers of DAS are based on the date of the DPP approval. They are not based on the date it was registered on the administrative recording system. DAS DPPs have been classified into geographic areas on the basis of the postcode supplied by the individual. The most recent address is used to classify the debtor's location. Adult population estimates for each local authority are taken from the National Records of Scotland mid-year estimates. Rate per 10,000 adults (aged 16+) is the specific number of statutory debt solution divided by the number of people aged 16 or over, multiplied by 10,000. A rate of a 100 per 10,000 adults is equivalent to 1% of the adult population. A small number of cases were unable to be matched to the Scottish Postcode Directory (either the postcode was unknown, missing or the applicant supplied a postcode outside of Scotland) and therefore not included in a local authority and listed as 'unknown'. These cases have been included in the overall Scotland totals and rates. For all three statutory debt solutions unknown postcodes accounted for less than 1% of annual statutory debt solutions in 2022-23.
comment: The number of Debt Arrangement Scheme (DAS) Debt Payment Programmes approved. DAS is a statutory debt management solution administered by Accountant in Bankruptcy (AiB)
completeness: The Scottish Debt Solutions Statistics are available free of charge to the end user on the [AiB website](https://www.aib.gov.uk/about-aib/statistics-data/quarterly-statistics), ScotStat and this website.
confidentiality: This dataset does not contain any sensitive or personal information.
consistency: Changes in legislation and policy can affect the extent to which comparisons can be made over time for individual data series. Where such changes are known, they have been highlighted in the general background notes for the quarterly Scottish Statutory Debt Solution Statistics, available from AiB. Further information on the historical trends of the statutory debt solutions in Scotland can also be found in this publication. The number of Scottish statutory debt solutions and the rate per 10,000 adults presented in this dataset may not be consistent with the official, quarterly Scottish Statutory Debt Solution Statistics publication. This dataset is based on data extracted from the live database at a different point in time and on a different basis. Differences between the two sources are larger for earlier years where historic data extracts have been used. The quarterly statistics are the definitive source of the number of Scottish statutory debt solutions in each financial year and the rate per 10,000 adults.
geographical coverage: S12
geographical coverage: S92
license id: uk-ogl
next update: 2024-08-01
quality management: Checks are in place to identify and remove duplication of cases when extracting data from the administrative systems, to ensure that returns cover all debt management solutions, and to check consistency within tables and between related tables.
reference period: PeriodOfTime
  end date: 2023-01-01T00:00:00
  start date: 2011-01-01T00:00:00
timeliness: The latest data relate to the financial year 2022-23. The final 2022-23 figures were published in July 2023 as part of the Scottish Statutory Debt Solutions: April to June 2023 (2023-24 Q1) statistical release. The number of DAS DPPs (count) and the rate per 10,000 adult (aged 16+) population (ratio) in Scotland by local authority in 2022-23 were included in the Scottish Statutory Debt Solutions Annual Statistics, published on 02 August 2023. Future updates to this dataset will be made annually, alongside the publication of these statistics. The quarterly Scottish Debt Solutions Statistical release contains the latest statistics on personal and corporate insolvencies, as well as DAS in Scotland. They are published on the fourth Wednesday of the month on the AiB website following the end of the quarter being reported on. This publication date allows receipt of all the data inputs, and sufficient time for quality assurance the data extracts, tabulating records and completing the compilation of the statistical release in the publication format. The rate per 10,000 adults (aged 16+) population is dependent on population estimates at local authority level for the denominator in this calculation. Adult population estimates for each local authority are taken from the National Records of Scotland mid-year estimates, which for mid-2021 were published in July 2022.
uniqueness: Not assessed
update frequency: annual
validity: The statistics produced by AiB are the most complete record of personal and corporate insolvencies, as well as DAS in Scotland. They include all statutory debt solutions available. This dataset does not include non-statutory debt solutions. This is where debtors make their own arrangements with creditors or enter informal debt management plans with a debt management firm. Key users of AiB's debt solution statistics are AiB itself (which has policy responsibility for personal insolvencies and DAS in Scotland), the insolvency profession, local authorities, debt advice agencies, media organisations, academics, creditors and the general public.
will be updated: true
contact point: ContactPoint
date modified: 2026-08-13T08:08:43.375449
date published: 2026-08-13T08:07:34.982713
description: A Scottish Government debt management tool. Under DAS, a debtor commits to a Debt Payment Programme (DPP) which allows them to repay their debts based on their disposable income while they are protected from creditors taking any action against them to recover their debt. If the DPP is approved, all interest, fees and charges on the debt will be frozen and waived if the programme is completed in full. The statistics are compiled by AiB, an executive agency of the Scottish Government. The majority of the statistics presented are derived from AiB administrative records. This dataset covers insolvencies in Scotland. Statistics covering England & Wales, and Northern Ireland are available from The Insolvency Service. Non-statutory debt solutions, where debtors make their own arrangements with creditors or enter informal debt management plans with a debt management firm, are not included.
included in data catalog: CKAN
keywords: Economic Activity, Benefits and Tax Credits
license: https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/